The Consumer Protection Project (CPP) aids Maryland consumers who have been sued by creditors in District Court collection actions, MVLS has recently launched a hotline (443-451-4083) to support Marylanders. CPP volunteer attorneys and MVLS staff will provide brief advice on defending against debt buyers and other consumer lawsuits such as car repossessions and bail bonds.
MVLS volunteer attorneys will work with consumers to discuss possible defenses, negotiate settlement agreements with creditors, and help file a Notice of Intention to Defend if appropriate. The hotline can assist with scenarios like:
- Constant calls from debt collectors
- Management of large hospital bills
- Landlord requests to pay for excessive damage, interests, and other fees
- Victims of identity theft.
- Received debt collection calls for a debt you did not incur
- Harassment from debt collectors
- Co-signed on a car loan and held responsible for the unpaid balance
- Income garnishment
- Large amount of credit card debt
- Unpaid utility bills
- Bail bonds contracts
- Signed for someone on an apartment rental or a student loan and unsure if they are making payments.
- Received a payday loan.
- Car repossession
- Questions about a debt
If you or someone you know, is experiencing any of these issues, please call the MVLS Consumer Protection Project Hotline at 443-451-4083.