“Poor, elderly and loaded with more debt than they could ever hope to repay, clients of Maryland Volunteer Lawyers Service often view bankruptcy as their only way out.

‘They carry so much shame about being in those circumstances,’ said Susan Francis, deputy director of the pro bono lawyers service. ‘It has an emotional toll on them.’

What her low-income clients don’t always know, she said, is that bankruptcy may not only be avoidable but unnecessary.”

MVLS is diverting eligible clients into our new Bankruptcy Bypass program, funded in part by the American College of Bankruptcy Foundation.  View the article to learn more.