MVLS Continues Their Great Work in Tax Sale and Keeping Residents in Their Home

Did you know you can lose your home to tax sale if you owe Baltimore City $750 in property taxes? Maryland Volunteer Lawyers Service was featured in The Chronicle of Philanthropy for our latest tax sale work that saved a Baltimore resident from losing their home. MVLS’ Consumer Staff Attorney, Aja’ Mallory worked directly with the client who did not have a job due to being disabled and having limited income. If it were not for MVLS the client may have lost their home that she has lived in since 1997. Elizabeth Vermillera is just one example of the efforts MVLS undertake every day to save homes from tax sale.  

TBaltimore rowhomehere is a troubling racial disparity in Baltimore in that residents who are disproportionally Black and low-income end up at risk of losing their homes to tax sale. These are not new homes that families recently purchased and realized that they cannot afford the mortgage, but homes that are multi-generational. Tax Sale compromises the financial stability of families. Elders in Baltimore are being disrupted from the ability to age in place and further adds to the barriers to transfer wealth in Black communities.  At tax sale clinics MVLS participates in, the average client has been in their homes for over 15 years, and 78% of clients are Black.

There are resources available if you worry about paying your property taxes or other utilities. If you owe Baltimore City more than $750 in delinquent property tax, act now so that your home doesn’t end up on the tax sale list for May. 

For Baltimore City residents, the Water4All Discount Program  aims to create more equitable access to financial assistance for eligible residents who need help paying their water bill. The W4A Program provides a monthly discount for water and sewage bills based on a percentage of a resident’s income. If a resident is receiving assistance under the BH20 program, they must apply to the new Water4All program as the city will not roll you over to the new program.  

The Maryland Homeowner Assistance Fund will help homeowners who need assistance with paying their mortgage, property taxes, and ground rent or those who need assistance with repairs or weatherization to remain in their homes. You can apply for the HAF grant for delinquent property taxes if you don’t have a mortgage.  

The Homeowner’s Property Tax Credit can help reduce the amount of property taxes you have to pay.  You have to apply every year.  You can apply now at Pages – Homeowners’ Property Tax Credit Program (maryland.gov)

Share this: