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I Lost My Job And Couldn't Pay The Balance
Client is seeking assistance with collections. Client is being sued for $11,000 by Capital One. Client had a contract with Capital One and can provide a copy of the contract. Client lost her job and couldn’t pay the balance. OP is represented. Trial set for 11/23/2026 at 8:45am.
I Can't Repay this Debt and Need A Smaller Settlement!
Client is seeking assistance with a collections case. Client is being sued by Midland Credit Management for $10935.16 regarding an unpaid car loan. Client does not dispute the claim but acknowledges her inability to pay. Client is seeking a settlement that is less then original claim. Client filed Intend to Defend on 9/3/26 and has an upcoming trial on 10/26/26 at 9AM.
These Charges Are Over 2 Decades Old!
Client seeks assistance with analyzing and expunging any eligible cases. Client estimates that they have 1 case on their record. Client is a US citizen, no active cases, and has been arrested under 2 additional names - Nothing filed
Domestic Violence Broke Our Family Apart! (Judicare)
Client is seeking assistance with primary physical sole custody of her 3-year-old daughter with child support. Client and OP were never married, history of DV, no CPS/DSS, paternity not in dispute, PL states parties have joint legal custody & OP has primary physical custody. OP seeking joint physical & legal custody. Conference Pre-Trial 11-17-26 @ 10:30am.
I Am Being Sued for Under $600 And I Cannot Repay This Debt!
Client is seeking assistance with a collections case. Client is being sued by LVNV FUNDING LLC for $517.24 regarding a credit card debt. Client disputes credit card debt and cites that they never registered or signed up for the credit card. Client is seeking an agreement or dismissal. Tentative Hearing scheduled for 10-07-2026 at 10:30
Being Sued for Over 8k and Can't Pay - Please Help!
Client is seeking assistance with a collections case. Client is being sued by Capital One for $8566.26. Client does not dispute the debt and is unable to pay the full amount. Client is seeking a settlement agreement or reduced payment option. Trial scheduled for 11/04/2026 @ 08:30 AM.
I Am on a Secured Income and I Need Help!
Client is seeking assistance with a collections case. Client is being sued by LVNV Funding LLC for $1k regarding a credit card debt. Client disputes the charges due to it not coming from the original lender. Client filed a NOID on 08-27-26, and Trial 10-15-26 @ 1:15 PM
I Was Not Provided a Chance To Conduct a Walkthrough
Client is seeking assistance with a security deposit return of $400.00. Client moved in 04-2024 and moved out on 05-2026. Client was not able to conduct a walkthrough with Kimberly Realty Company but does have videos and pictures outlining the condition the property was in when she vacated. Client disputes all charges listed in both documents received from former management company. No upcoming hearings.
Help Me Decide Best Path Forward
Client needs assistance with Life Estate Deed. Client currently on deed with deceased nephew as Joint Tenant with Rights of Survivorship. Client would like to be advised on the possibility of getting a Life Estate Deed and would need help drafting and executing if she decides it’s right for her situation.
He Was Unfaithful and I Want Out!
Client seeks assistance with divorcing her husband. Client and OP married in June 1995 and separated in 2011. Client is not seeking alimony. No children, no POs, no marital property, no asset issues. History of domestic violence toward client in the relationship. Nothing filed yet.
I Need a Professional to Help Me Get my Taxes Back in Order
Rockville Client, recently losing their employment, needs the help of an MVLS volunteer to acquire CNC, explore other collection alternatives, and get into filing compliance for recent years. Client owes over $35,000 to the IRS for multiple years back to 2014, and has recently received collection notices.
I Was Denied a Payment Plan!
Client is seeking assistance with a collections case. Client is being sued by Truist Bank for $13k. Client does not dispute the debt and has tried to create a repayment plan but was denied. Client filed a NOID on 09-11-26. No updated trial date has been listed.
I'm On A Fixed Income And Can't Pay Off This Debt
Client seeks assistance with chapter 7 bankruptcy. Client has approx $60k in debt from credit cards and judgments. Client has not filed taxes for the last 3 years due to only receiving SSDI. Client has a MD state tax lien against her. Client has no assets, no property, no garnishments, and has never filed bankruptcy before.
Help Me Protect my Home for my Son!
Client is interested in receiving help with a deed change. She is interested in a life estate with powers adding her son. Client currently has a mortgage on the home.
Payment Plans aren't Enough - I Need Full Relief
Baltimore City client on a fixed income needs the help of a volunteer to resolve long-standing federal and state tax balances. Client has been on installment agreements for years, but penalties and interest means the total liabilities haven't reduced. A volunteer is needed to examine the claimed source of the liabilities, and if they are correct, look at more permanent collection relief such as an OIC.
My Landlord Is Deducting Money From My Security Deposit That I Want Back!
Client seeking assistance filing to get her security deposit back. Client moved in to the residence 8/1/2024 and moved out 4/30/26. Client has proof of the $3545 deposit payment. Client's rent was $1775. Client states that a walkthrough was never discussed. Client last spoke to LL on 6/11/26 via text to ask for his mailing address so she could serve him, but she has not filed anything yet.
Help me Transition my Mother's home to Mine.
Client is interested in getting estate administration. The client would like to get mother's home in their name. Home is still classified as residential and estimated value is at 42000.00. Client’s mother left no will. Client has siblings but none will contest the case.
I Do Not Trust Him Anymore!
Client is seeking assistance with updating her Power of Attorney. Client would like to remove the current primary agent, designate the current secondary agent as the new primary agent, and appoint an additional individual to serve as a primary agent. No one will contest.
I Want to Ensure My Affairs Are Properly Handled - Please Help!
Client is seeking assistance with updating her Powers of Attorney. Client would like to remove the current primary agent, designate the current secondary agent as the new primary agent, and appoint an additional individual to serve as a primary agent. No one will contest.
Adding my Husband to my Deed.
Client is interested in a Deed Change. Client would like to add her husband to her deed. Home was purchased before they were married. Client created another Deed to change the home into her married surname.
Start of Long Road to Clean Up Title
*Approved for $750 optional stipend upon acceptance* Client needs help with estate admin and deed change. Client’s uncle passed with no children or spouse with no will. Client uncle has partial ownership of property that Client resides in. Uncle’s share will be passing to 2 living siblings/owners of property who would like to give their shares to client & 3 deceased siblings/owners. Volunteer would only be responsible for 1 estate and deed change.
I Need Peace Of Mind From All This Debt
Client seeks assistance with chapter 7 bankruptcy. Client is $30k in debt from credit cards and medical bills. Client filed bankruptcy over 20 years ago; debt was discharged. Client didn't file taxes in 2024 and 2025 due to receiving SSDI. Client has no student loans, no garnishments, and owns no property. Nothing filed.
I Have a Fixed Income and Am 20k in Debt
Client seeks assistance filing for Ch 7 bankruptcy. Client has about 20k in debt stemming from credit cards and pending judgements. Client is on a fixed income and has not filed taxes in the last three years. Client filed Ch 7 in 2012 and had his debt discharged.
Adding Son to Deed
Client seeks assistance with deed change. Client is on deed with an individual who is now deceased as Joint Tenants. Client would like to remove deceased individual and add son so that he can handle the property if anything were to happen to him. Client lives in and maintains home.
I Lost My Job And Can't Afford This Debt
Client seeks assistance with chapter 7 bankruptcy. Client is in $18k of debt from credit cards and a car repo. Client has filed tax returns for the last 3 years and has never filed bankruptcy before. Client lost his job in Dec 2025. No real property. No tax issues. No garnishments.
I Need Help Becoming The Personal Rep Of My Niece's Estate
Client seeks assistance with becoming the personal representative of her deceased niece's estate. Client's niece passed 06/04/26, had 1 adult child and was not married. Client's niece had no property aside from 1 car with an outstanding car balance. No one would contest. Nothing yet filed.
I'm a Senior still Working Trying to Make Ends Meet - but I Need Help!
Howard County client needs help with collection alternatives for the IRS and MD for 2025 and 2023, respectively, with amounts of about $5,000 for each. Client currently works for their local church, while starting up a small business at the same time.
Ground Rent Redemption
Client needs assistance redeeming Ground Rent. MVLS recently assisted with transferring property into Client's name. Client’s mortgage company has been attempting to pay Ground Rent since 2018, however has been unable to pay, GR holder is believed to be deceased. Ground Rent is redeemable.
My Landlord Is Contradicting The Lease!
Client moved into the property on 4/6/26 and moved out 4/28/26. The security deposit was $895 and client has receipt of payment. There was no walkthrough conducted during move out. The original lease states that client must give 30 days notice before moving out. In an email after client gave her notice, the landlord added that she must pay 2 months rent before moving out which was not in the initial lease. Nothing filed.
I Need A Fresh Start From This Debt
Client seeks assistance with chapter 7 bankruptcy. Client is in $30k of medical and credit card debt. Client filed bankruptcy 20 years ago, debt was discharged. Client filed tax returns through 2023, but didn't file in 2024 or 2025 due to receiving social security. Client has no student loans, no tax problems, no garnishments, and owns no property.
Protect My Family Home!!
Client is interested in getting an estate completed. Deed needs to be transferred from client's deceased parent to them. Client said no siblings will contest the case. Approved for $750 optional stipend upon acceptance.
My Health Has Put Me Out Of Work and Now I Can't Pay!
Client is seeking assistance with chapter 7 bankruptcy. Client has $57k in debt belonging to credit cards and a vehicle repossession. Client has no assets or property, has no tax issues, her wages are not being garnished and client has not filed for bankruptcy in the past. Client has been recovering from a concussion since February 2026 which has prevented her from working. Nothing filed.
Someone Else Filed in My Name!
Retired Baltimore City client on a fixed income prepared their back taxes for several years through a VITA Site, only to find that someone else had filed using their SSN in 2023. They also found that they have federal and state liabilities for that year, and a small state amount for 2024. Client needs the help of a volunteer to achieve collection compliance.
I Am My Brother's Keeper!
Client is seeking assistance with adult guardianship for her brother. Client’s brother is residing in a nursing home due to having a stroke in 2025 that left him paralyzed and unable to speak or write. There is one other sibling, and she is in agreement with client seeking guardianship. Nothing filed.
I Need Help Rebuilding my Finances
Baltimore City client, employed as a delivery driver, has been receiving collection notices from the IRS and MD for tax years 2021-25. Client needs the help of a volunteer to explore collection alternatives and advice on how to prevent this from reoccurring. Client applied for Chapter 7 bankruptcy outside of MVLS this April.
Disputing $3K Debt Owed to Contractor!
Client is seeking assistance with a collections case. Client is being sued for $3k by Allied Remodeling. Client hired them for a one-day project and once the project was completed the client stated they were charging more than she agreed. Client is seeking not to repay the debt. Trial 08-17-26 @ 1:15pm.
Help Me Get My Life Back On Track!
CL has $62,782.83 from credit cards, auto loan, medical debt, and a life insurance policy loan. CL has filed taxes for the last 3 years and has no tax issues. CL's wages are not being garnished. CL has no property and has been unemployed for 6 months, and is also currently unhoused. Never filed before.
Help Me with My Trailer!
Client is interested in getting an estate admin. They would like to transfer the title of their late mother's trailer to them. Assigned attorney will have to get the title for the trailer. Approved for $750 optional stipend upon acceptance.
Landlord Told Me There Were No Damages, But Still Kept My Security Deposit!
Client seeks assistance with unreturned security deposit. Client moved in Oct 2023, moved out late March 2026. The rent was $1154 and the security deposit was $500. Client did a walkthrough with the landlord and has video of the walkthrough. A supervisor told client that no repairs were needed and that there were no damages. Client has a receipt. Nothing filed.
I Am On A Fixed Income And Can't Afford This Debt
Client is seeking assistance with chapter 7 bankruptcy. Client is in about $20k of debt from credit cards, judgments, and past due bills. Client hasn't filed last three years of taxes because she has been unemployed since 2022 and now receives SSDI. No student loans, no property, no tax issues, no garnishments, and client has never filed bankruptcy before.
I Would Like The Rest of My Security Deposit Return!
Client is seeking assistance with a security deposit return of $2,350. Client moved in 06-2023 and moved out 03-31-26. Client received $98 of the $2,350 security deposit. Former LL stated client broke the lease and, as a result, will not receive the remaining balance of the security deposit. No walkthrough was conducted but client has receipt of the SD deposit. Nothing filed.
Help Me Get My Security Deposit Back!
Client seeks assistance with unreturned security deposit. Client moved in 5/01/12 and moved out 4/30/26. Security deposit was $800 and rent was $1385. Client did a walkthrough w/ the landlord. In early May, the landlord informed the client that he would only be returning $400 of the security deposit and keeping the rest to repair damages. Client maintained that the home had a mouse infestation causing damages. Nothing filed.
My Former Landlord Is Keeping Most Of My Security Deposit!
Client seeks assistance with unreturned security deposit. Client moved in July 2025, moved out 3/1/26. Client's security deposit was $1,600 including the application and amenities fee. The landlord informed client that she would only get $500 back. No walkthrough, but client can provide proof of SD payment. Nothing filed.
I'm A Disabled Senior. I Can't Afford To Pay $12k!
Client is being sued for $12,000 by a fire damage restoration and clean-up company. In 11/2025, the home that client was renting caught on fire. The client is visually impaired and client didn't know what he was signing. Client has a copy of the contract which states costs were "to be determined." Client has already paid $10,000, is on a fixed income and cannot afford the additional $12k. Trial 8/2/26 @ 8:45am.
I Need To Make Sure I Can Stay In My Condo!
Client seeks assistance with estate administration. Client's mother passed in Nov 2025 and an estate was never opened. Client's parents left her a condo, and client has lived in the condo for the last 20 years. There is no mortgage on the condo. Client's parents had a will, but it was never formally filed. No one would contest.
Someone Messed with my 2024 Taxes!
Baltimore City Client living with significant health complications was informed of a $17k IRS liability for 2024. Transcripts show significantly inflated reported income, and client suspects fraud. They need the help of a volunteer to find more information and get rid of the false income, or find another remedy.
I Want To Keep The Custody Order As-Is (Judicare)
Client seeks assistance with custody modification for two children ages 12 and 16. Most recently custody order from 2016 gave client primary physical and sole legal custody w/ child support. OP filed to modify custody in Jan 2026. Client seeks to keep order as-is and is unsure what OP wants to modify to. No CPS, No POs, there is a history of DV. OP is represented. Modification Hearing 12/11/2026 - 08:30 AM.
I Need Help Finally Getting My Taxes in Order!
Unemployed Baltimore City Client owes the IRS various amounts for 2013, 14, 16, and 19, and the MD Comptroller over $6,000 for 2022. Client needs the help of a volunteer to identify if the amounts are correct, and if so to explore collection alternatives. Client is especially in need of MD relief so that they may renew their driver's license.
I Have No Income, and a MD Tax Liability I Can't Pay!
Client with only SNAP benefits and family assistance owes $4,227.42 to the MD Comptroller for 2011-2013 due to unfiled returns. Client now has the necessary w-2 for those years, but was unable to get Hardship over the phone with the Comptroller and only has an unsustainable installment agreement instead. Client needs the help of a volunteer to file back taxes and get a better collection alternative.
I Did Not Damage The Unit!
Client is seeking assistance with a security deposit return of $1,872.00. Client moved into the property in 09/2023 & moved out 03/15/2026. Following move-out, former LL withheld client’s SD for alleged damage and provided a ledger outlining the claimed charges, which client denies. Former LL also alleges client owes an additional $633. The property was managed by RPM Maryland. Nothing filed.
ACTIVE WAGE GARNISHMENT
Client is seeking assistance with chapter 7 bankruptcy. Client has $40k in debt belonging to credit cards and judgments. Client does not have property or assets, is up to date with taxes, no tax issues, wages are being garnished and client has not filed for bankruptcy in the past. Nothing filed.
I Couldn't Afford Car Insurance And I'm Now Being Sued for $75k
Client seeks representation for a tort involving a September 2022 car accident. Client cancelled his car insurance in August of 2022 after being unable to afford it. Client was in active addiction at the time and living in his vehicle. Client is now being sued for $75k. Pre-Trial Conference is set for 4/19/2027 at 2:30pm and the Jury Trial is set for 5/20/2027 at 9:30am. The other party has counsel. Client is currently living in a transitional housing program in Virginia.
A Single Mom Who Works Too Hard, Who Loves Her Kids and Never Stops!
Client seeks help with filing chapter 7 for $30k in credit cards debt, medical bills and loans. Client is up to date on her taxes but has state tax issues from 2021. Client has no student loans, child support obligations or real property. Client's only asset is her vehicle which she is not interested in keeping. Client filed bankruptcy in 2013 and the debt was discharged. No petitions yet filed.
$67k in Debt and Need to File for Chapter 7
Client is about $67k in debt from credit cards and car repossession. Client owns no real property. Wages are not being garnished. Client previously owned a business, but it is no longer operational or generating revenue. First time filing for Ch 7 bankruptcy.
Sibling Deed Change
Client is interested in getting his name taken off of the Deed that him and his sister share. Work for this case will be limited to Deed prep and execution due to liens preventing the deed from being recorded.
I Can't Afford To Pay This Debt And Need A Fresh Start
Client seeks assistance with chapter 7 bankruptcy. Client has $55k in debt from credit cards, judgments, repo, and utilities. Client didn't file 2024 and 2025 taxes because her income was below $10k. Client has never filed bankruptcy before. Client has no garnishments, no tax problems, and no property.
Ground Rent Holder Keeping Me From Redeeming
Client seeking assistance with obtaining her ground rent. Client has been paying $96.00 every six months since she purchased the home in 2023. Client states that she was instructed by GR holder that he will not accept a check and/or money order from client for the ground rent and she will have to hire an attorney or receive services from a title company in order to redeem. Regardless, volunteer should be able to help Client redeem through SDAT. Nothing filed.
Help Me Protect my Home!
Client is interested in adding their daughter to deed. Client has an life estate deed with remainder to husband and daughter but is now divorced so a new deed will need to be created.
I Am Drowning In Debt!
Client seeks assistance with chapter 7 bankruptcy. Client is in $59k of debt from credit cards and personal loans. Client is up to date on tax returns, but owes $3k in back taxes. Client has never filed bankruptcy before. No real property, no garnishments, nothing filed.
I Can't Make these Payments on Social Security!
Senior Baltimore City Client with only Social Security Income needs the help of a volunteer to complete collection alternatives with both the IRS and Md Comptroller. Client owes the IRS at least $8,600 from 2016-2021 and a smaller amount to the Comptroller for the same years.
I Can't Afford This Debt
Client seeks help with filing chapter 7 bankruptcy. Client has $30k in debt from credit cards, medical bills and personal loans. Client has no property, student loans, or tax issues. The client has filed the last 3 years of taxes and has never filed for bankruptcy before.
The IRS Assigned Me Income I Didn't Make
Client was contacted by the IRS, told she owed over $20k for a year in which she was unemployed for unclear reasons. Client currently still owes over $17k to the IRS and a small amount to the Comptroller for that year. She needs \a volunteer to track down where this supposed income came from, see if it can be removed from her account, and if not, if collection alternatives are available.
Help This Couple Move Beyond Financial Hardship!
Client and his wife are seeking assistance with chapter 7 bankruptcy. Couple has $25-$30k in debt belonging to credit cards, medical bills, & car repo. Couple are on a secure income and have not filed taxes in the last 3 years, with no tax issues. Couple have no property or assets, wages are not being garnished, and couple filed for bankruptcy in 2008 and it was discharged. Nothing filed.
My Retirement Account Withdrawal was Taxed, and Now I Can't get a State OIC?
Client on Social Security was awarded the contents of two retirement accounts during their divorce - but MD taxed the withdrawal, resulting in a $34,515 state tax bill for 2023. Client applied for an OIC but was denied on timeliness. Client needs a volunteer to help verify she owes, and if so help with navigating collections until they can reapply for an OIC.
The IRS Disallowed Tax Credits I Need and am Qualified for!
Client had her 2024 return audited, and 2 of their 3 dependents disallowed for the Child Tax Credit and EITC, and had a significant refund withheld. Client needs volunteer to see if she can refile, appeal, or otherwise regain the refund, and keep receiving the credits in future years.
ACTIVE WAGE GARNISHMENT
Client seeks assistance with filing Ch 7 bankruptcy. Client has over $40k in debt from credit cards and judgments. No real property. Client owns an LLC that was reported on her ’23-’25 tax returns, but just got a job in September 2025 so the business is not currently functioning. Client is up to date with taxes, no tax issues. Wages are being garnished. First time filing. Nothing filed yet.
I Need to File Bankruptcy Again!
Client is seeking assistance with chapter 7 bankruptcy. Client has $20k in debt belonging to credit cards and a personal loan. Client is up to date on her taxes and has no tax issues, no student loan debt, has one vehicle, wages are not being garnished. Client filed for bankruptcy in 2015 and it was discharged. Nothing filed.
I Am Unable to Repay My Debt Due to Being on SSDI
Client is seeking assistance with chapter 7 bankruptcy. Client has $20k in debt belonging to credit cards, collections, medical & loans. Client does not have assets or property, is up to date on their taxes, with tax issues, wages are not being garnished and client filed for bankruptcy in 2017 and it was discharged. Nothing filed.
I'm Trying to Get My Finances Back in Order!
Client seeks to file bankruptcy for $65k of debt ($55k in unpaid rent, $10k in credit card debt). Client gets SSDI but has filed taxes for the last 3 yrs. No student loans, alimony/CS obligations, tax issues or property. Client has never filed BK before. Client was sued by Capital One and set up a payment plan for credit cards debt.
I Did the Right Thing and Filed, but Now my Wages may be Garnished.
Baltimore City client on SSI and some wages worked with a VITA site to have her back taxes properly filed. Now they face over $10,000 in total federal liabilities for 2018 and 2020-2024, as well as MD state liabilities for 2020, 2021 and 2024. Client needs the help of a volunteer to explore collection alternatives.
I Want a Fresh Start!
Client seeks assistance with filing bankruptcy. Client has about $46k of debt from EZ pass balance, credit cards, collections, and a car loan. No property. Current on taxes with no tax issues. Wages are not being garnished. First time filing, nothing filed yet.
I Have Low Income & No Way to Repay My Debts!
Client seeks assistance with Chapter 7 bankruptcy. First time filing. Client has $28k of debt from credit cards, personal loans, and medical bills. Client is current on their taxes with no tax issues. She did not file in 2022 due to being in school with no income. Client received TANF and food stamps. No garnishments, no property, no child support/alimony obligations. Nothing filed yet.
I'm On A Fixed Income And Can't Afford This Debt
Client seeks assistance with chapter 7 bankruptcy. Client is in $40k of debt from credit cards, medical bills, and repossessions. Client has not filed tax returns for last 3 years because client has been receiving disability. Client owes both federal and state taxes for 2018 and 2019. Client filed bankruptcy 20 years ago, debt was discharged. No property, no garnishments.
My Tax Bills are Overwhelming my Retirement!
Client is a Elder retiree in Charles County, struggling to make ends meet on a pension, with over $11,500 in due federal taxes, and a lien currently in place. Client is also not current on their MD taxes with just over $25,800 due from 2003-2015 and no state returns filed since 2015. Client needs help with collection relief. Filing of back returns may be done as needed to achieve this.
My Income is Too Low to Repay This Debt!
Client seeks assistance with filing bankruptcy. Client previously filed bankruptcy on 7/7/2011. Client currently has about $15k in debt from credit cards and overdue bills. Client has not filed taxes in recent years due to low income. No property, no tax issues, wages are not being garnished. Nothing filed yet.
ACTIVE WAGE GARNISHMENT
Client seeking assistance filing bankruptcy. Client has $25k in debt from credit cards and medical bills. Client is up to date on taxes for the past 3 years, with no issues. No property, just one car. No child support or alimony obligations. Client's wages are currently being garnished. Client has never filed for bankruptcy before. No pending lawsuits. Nothing filed.
I Want to Protect My Assets!
Client seeks assistance with establishing a will. Client would like to name husband and son as executor. Client would like her son to inherit her home and bank accounts. Client's home is mortgage free. Nothing filed.
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